Answer a few questions about your business and see which cover is required by law, which your clients or regulator will expect, and which is simply worth considering — starting with employers' liability, the one that's a legal duty.
Tell us about your business
Once you've arranged a policy, keep the insurer, policy number and renewal date in Company Records so it's always to hand.
This is general information to help you plan, not insurance advice — what you need, and the right level of cover, depends on your circumstances. Speak to a broker or insurer to arrange suitable cover. Employers' liability is a legal requirement once you employ staff, with fines of up to £2,500 for each day you're uninsured.